No matter how often I preach my sermon on being prepared, it seems that the only ones that listen are those who needed to be prepared but weren’t. My Be Prepared Book which will soon become part of a necessary Survival Kit, was published 10 years ago. Two important stories to share this week:
- I was called in to help sort out the “estate” of a family that just lost their last parent. The grown children had no ideas as to the financial position of their parents nor the location of any paperwork. An outdated will was the only documentation available and no tax records have yet been found in the home. Insurance policies, bank statements must still be buried in a mountain of paperwork in one of the bedrooms. Since the death was unexpected, the children felt no urgency to find out about any documentation pertaining to taxes, possessions, savings, etc.
- My second call happened today, ( my birthday) with a call to help a middle aged couple where the husband, as sole provider, lost his job.Again, no anticipation of this ever happening, they lived like so many others, pay check to pay check. It’s hard to work on a budget where there is nothing to budget.
Both of these sad situations could have been avoided with a little pre-planning. Yes, it takes time to fill out the information requested in my book, but by taking the time and completing the task and then spending a few hours a month to update, both of these cases would have been a lot easier to handle for all concerned.
Please visit www.paydirtbooks.com and look at The Be Prepared Book. It may be the best investment you will ever make for yourself and your family.
E-mail me at email@example.com with thoughts and questions.
It is easy to dodge our responsibilities but we cannot dodge the consequences of dodging our responsibilities.