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Happy Birthday

Family and friends and a lot of surprises are making this a very special and memorable birthday for me.


I am treating myself by enjoying everyone’s company and not waiting until everyone has left to come up with a good message this evening.


Thank you all for all your good wishes and your ongoing support; I am returning to my partyJ

“The only adequate preparation for tomorrow is the right use of today”                    anonymous  

Nick J. Petra CFP


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